We work for a living to fulfill our needs and wants, and in order to improve our lifestyle as well. We also work and save money to achieve our dreams, to have our own house and car. So we keep working. Having a valuable possessions like cars, a home, computers, and your own life needs protection, and security from accidents and natural disasters. That is why there are many different insurance companies that have their different services and policies. Just like auto insurance, life insurance, flood insurance, et al.