Medical emergencies are very expensive and they can happen to anyone. You know of course that at least once in our lives, we'll encounter some sort of health issue. Be it caused by a tiny freak accident, or something a bit more morbid like a vehicular accident. We need health insurance because we cannot predict what our medical bills will be. The most important reason is to protect our family's finances if we're in a serious accident or are diagnosed with a serious disease. Get health insurance quotes nc online or by phone. Compare insurance quote to find the best deal for you.